Jobs In Silchar: HDFC Bank Credit Officer Position in Silchar, Assam

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Position: SL Initiative-Credit Officer (230_487_100145)
Location: SILCHAR – ASSAM, Silchar, Assam, India
Department: SL Initiative Credit FE
Job Posting Date: Sep 27, 2023
Employee Type: Permanent-Sales Vertical
Experience Range: 0 – 3 years
Company: HDFC Bank Limited

Also Read: National Health Mission (NHM) Assam Recruitment

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Jobs In Silchar: HDFC Bank Credit Officer Position Description

Are you looking for private jobs in Silchar? Join HDFC Bank as an SL Initiative-Credit Officer in Silchar, Assam, and contribute to branch profitability through client acquisition, financial literacy, account opening, and credit scrutiny.

Apply Online: Click here

Primary Responsibilities

  1. Borrower Eligibility Test (BET): Conduct daily field visits to assess borrower eligibility by performing BETs.
  2. BET Tool: Update BET details and findings using the BET tool, which includes reporting any irregularities like ring leaders, dummy customers, or potential fraud incidents to the credit manager/RM for necessary action.
  3. Physical File Verification: Cross-check system entries with application form details of each member, verifying KYC details, family information, existing loan data, and activities.
  4. SLI Officer Monitoring System: Enter visit details on a daily basis in the SLI Officer Monitoring System or any other designated system or mobile application.

Additional Responsibilities

  1. Load Sharing: Assist other locations in conducting BETs during high volumes or as instructed by the Credit Manager.
  2. Cross Verification: Verify specific tracks from different MFIs on a case-by-case basis.
  3. Post Disbursement Visits: Accompany the Credit Manager on post-disbursement visits if required.
  4. Weekly Planning: Collaborate with the business team to plan group visits for the week.
  5. Feedback: Provide feedback to the Credit Manager regarding geography, hostile areas, competition presence, customer quality, and market trends, including the launch of new products by competitors, changes in sourcing/appraisal processes, and more.
  6. Other Activities: Engage in post-approval visits, and recovery visits alongside Sales Officers, and assist in preparing MIS reports or any other tasks as assigned.

Educational Qualifications Preferred

  • Category: Bachelor’s Degree, Master’s Degree
  • Academic Score: Pass

Required Work Experience

  • Industry: BFSI/Insurance
  • Role: Fresher/Sales
  • Years of Experience: 0 to 1

Required Skills

  1. Honesty & Integrity
  2. Hard & Smart Working
  3. Go-Getter Attitude
  4. Ability to Convince & Influence
  5. Good Observation Skills
  6. Communication & Inter-Personal Skills

Other Details

  • Contract Types: PERMANENT

Join HDFC Bank and take your career to new heights while contributing to our mission of financial empowerment.


I'm Munna Sinha, a 35-year-old from Silchar. I'm the founder of "Silchar Job News," dedicated to connecting job seekers with local opportunities. My mission is to contribute to our community's growth and prosperity by bridging the gap between job seekers and employers.

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